generally they don't give you insure ance if you don't cut th a check. is this going to encourage enrollment? as ed just talked about, getting people on the website, the bigger problem may be getting them actually covered. mark is with me tonight. with the american enterprise institute and former speechwriter for former president bush. shouldn't the paying part be the easiest, most seamless part of the process, mark? >> you would think the business would want to get your money. but again, we aren't dealing with the private sector, we are dealing with the government. just this weekend, they said, the website is working with, this is a quote, private sector velocity and effectiveness. they actually said that. unless amazon.com works 90% of the time, unless it is under maintenance, doesn't transmit your information where you make a purchase, and have an on-line waiting room where you can park until there is capacity for you to shop. and look at the 90% staker. they said it works 90% of the time when it is not under maintenance. what does that mean? they don